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Gallagher Re Warns Restricted AI Models Could Force Insurers to Price 'Uncertainty' in Cyber and AI Risk

Importance: 88/1001 Sources

Why It Matters

This development could lead to increased premiums, reduced coverage availability, or more conservative risk management strategies for businesses seeking insurance for AI and cyber-related exposures, potentially hindering innovation.

Key Intelligence

  • Gallagher Re has cautioned that limitations on AI models could significantly impact the insurance sector.
  • These restrictions may compel insurers to incorporate 'uncertainty' into their pricing for cyber and AI-related risks.
  • The inability to fully assess AI model behavior could lead to challenges in accurately underwriting these emerging risks.